Open Enrollment Toolkit
Ready-to-send messages for your members
Type your local's info once below. It drops into every message automatically. Then hit copy and paste into your email or social post.
Open Enrollment Toolkit
Type your local's info once below. It drops into every message automatically. Then hit copy and paste into your email or social post.
New to this? No problem. This page walks you through it in about a minute, and you can’t break anything, so click around all you like.
Give us a call and we’ll walk you through it, or make something specific for your local, whether that’s logos, dates, or wording for your members.
These four emails are numbered in send order: kickoff, Hospital Indemnity, wellness, last chance. Space them out across the enrollment window.
Read it straight from your phone at the next membership meeting, or hand it to whoever runs the mic. Nothing beats hearing it from someone members trust.
No. All coverage through NCL open enrollment is guaranteed acceptance, with no medical exam and no health questions.
Active members in good standing who are available to work (not pulling a pension). Your spouse and children (to age 26) can be covered too, as long as you elect Member Supplemental Life for yourself.
Members can elect $10,000 to $400,000 of Supplemental Life & AD&D in $10,000 steps. Spouses can be covered for $10,000 to $100,000 (up to 100% of your own coverage). Children can be covered for $5,000, $10,000, or $15,000.
It depends on your age and how much coverage you pick. A 30-year-old electing the full $400,000 pays about $36 a month. You can see your exact cost when you enroll at NCLenrollment.com, and the full rate tables are in the brochures on the Documents tab.
Yes. Every active, dues-paying member gets Basic Life & AD&D at no cost. Open enrollment is your chance to add Supplemental coverage on top of it, and it stacks with any other insurance you have.
No. Life insurance benefits are paid to your beneficiary tax-free.
Yes. You can carry your coverage into retirement, up to age 75, and you can keep it past 75 as long as you're still working. Rates continue by age band as you get older. For the details on your situation, call Kocher Insurance Group at (888) 212-7822.
Accidental Death & Dismemberment pays a benefit, separate from the life insurance benefit, if you're severely injured or die as the result of a covered accident. It costs $0.50 a month per $10,000 of coverage.
Your coverage includes an Accelerated Death Benefit: if you're diagnosed with a terminal illness with a limited life expectancy, you may receive a portion of your death benefit while still living.
It pays cash directly to you for any hospital stay: $1,100 for your first day, $100 a day after that ($1,200 and $200 a day for critical care). It starts under $10 a month, and your spouse and children are covered at 100% of your benefit.
Accident, Critical Illness, and Hospital Indemnity coverage each pay $50 per covered family member, per year, just for completing a routine health or dental screening. A family of four gets $200 a year back, money that can go right toward your premium.
Go to NCLenrollment.com, or call Kocher Insurance Group at (888) 212-7822, weekdays 8:00 a.m.–6:00 p.m. Enrollment closes November 30.
These fill in your local’s name, officer, title, and logo automatically from your selection at the top. Add or change your logo on the Documents tab. Download as a ready-to-share, sign-ready PDF.
Every message leads with life insurance and points members to NCLenrollment.com and (888) 212-7822. Deadline: November 30.
Tip: add your local's logo on the Graphics tab, then download a matching image to attach to any of these posts.